Mortgage calculator

Estimate your payment.

Get a ballpark monthly payment and see which programs might fit. Then apply and David shops his lender network for your real numbers.

Estimate your payment

Move the sliders. Numbers update instantly.

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$70,000 · 20%

Estimated monthly payment
$1,770/mo
Estimated principal & interest — for planning only
Get my real rate →

Estimates only — not a quote, offer, or commitment to lend. Principal & interest only; excludes taxes, insurance, PMI, and HOA. Your actual rate depends on credit, income, down payment, property, program, and market conditions.

How this estimate works

This tool gives a rough monthly principal & interest estimate based on typical current market conditions and your inputs. It is for planning purposes only — not a quote, offer, or commitment to lend. It excludes taxes, insurance, PMI, and HOA dues. As an independent broker, David shops multiple lenders and credit unions to find your actual rate and program, which depend on your credit, income, down payment, property, and the specific lender. Get pre-approved for real numbers.